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Costa Rica Banks – Opening hours

Costa Rica banksThe Costa Rica banks are not the same to what you are used to for service. The Costa Rica banks opening hours are different from one to the other. If you landed on this article and you’re looking for bank mortgages or something bank related, go to our Costa Rica banks articles.

For many years you could only open an account in Costa Rica Banks that were owned by the government of Costa Rica. The Banco Nacional de Costa Rica and the Banco de Costa Rica are the two largest.

Not until President Carazo’s government from 1978 – 1982 was private banking allowed. Starting in 1984, private banks were allowed to participate in saving deposits and mortgages and credit loans. In 1995, private Costa Rica Banks finally were authorized to offer regular bank accounts, savings accounts, and other financial services to their clients.

This was a big turnaround on services. It obliged the state-owned Costa Rica Banks to train their employees to become service minded. Especially the business community then started moving over to private banking. For years, businesses had to have messengers on motorcycles to do their banking. They would just stand in line for hours at the time, so they could make their deposits or pay their utility bills.

Bank employees are well trained to follow the bank’s rules. Do not expect a bank employee to think out of the box, because it won’t happen. Try not to yell at a bank employee, it’s not their fault, it’s their boss’. Once you yell at them, they’ll become even less cooperative.

Exchange

For the daily US dollar – Costa Rica Colon exchange rate and it’s history, you can go to the BANCO CENTRAL DE COSTA RICA – Central Bank website.

Costa Rica Banks in 2011

Now, in 2011, private Costa Rica Banks have gotten used to the competition. They make sure they ALL give a bad service, so it doesn’t matter where you do your banking. Do not expect anybody working at a bank interested in helping you or to worry about your savings. This knowledge will help you tremendously in adjusting to your new and adventurous lifestyle.

When you move to Costa Rica, you need to open a bank account.  If you do, bring a book, take your time and make sure you understand all the requirements for opening a bank account. Planning on getting a mortgage for the purchase of your Costa Rica real estate or a car loan? Check this article before you go.

Some Costa Rica banks will have one or two employees who speak English. This depends on the area you will be living in. Ask your affiliate realtor to the American European Real Estate Group to give you a recommendation.

Costa Rica banks

Looking to have a credit card attached to your bank account? Then make sure you understand their rules and regulations and the interest rates they will charge you. Most Costa Rica credit card companies will charge you a 5% a month interest, which is 60% annually. Most people don’t realize until it is too late.

BAC SAN JOSE:  American Express, Visa, Master Card & Dinners Club
VISA:  Almost all banks

Costa Rica Banks

I’d like to thank Daniel Langlois who put all this banking information together.

Opening hours

SAN RAFAEL DE ESCAZU

  • BANCO BAC SAN JOSÉ –  Centro Comercial Atlantis –  phone 2228-7414
    Opening Hours:  Mon. – Fri. 9:00am – 6:00pm and Sat /Sun. 10:00am – 2:00pm
  • BANCO BANASOL –  Centro Comercial Atlantis –  phone 2228-7414
    Opening Hours:  Mon. – Fri. 8:30 – 5:00pm
  • BANCO BCT – Centro Comercial Trejos Montealegre – phone 2528-1887
    Opening Hours: Mon. – Fri. 8:15am – 5:30pm
  • BANCO CRÉDITO AGRÍCOLA DE CARTAGO –  Centro Commercial Plaza San Rafael –  Phone 2289-7363
    Opening Hours: Mon. – Fri. 10:00am – 6:30pm and Sat. 9:00am – 1:00 pm
  • BANCO DE COSTA RICA –  Centro Comercial Trejos Montealegre – Phone 2289-9090
    Opening Hours:  Mon. – Fri. 9:00am – 4:00pm
  • BANCO LAFISE – Centro Comercial Trejos Montealegre – Phone 2288-4100
    Opening Hours:   Mon. – Fri. 9:00am – 6:00pm
  • BANCO PREMIER (BANCO NACIONAL DE COSTA RICA) – across from Urgelles & Penon – Phone 2289-2618
    Opening Hours:  Mon. – Fri. 9:00 am – 4:30 pm.  Auto banking
  • SCOTIABANK – Cruce de Escazu – Santa Ana by Mas x Menos – Phone 2288-0125
    Opening Hours:  Mon. – Fri. 9:00am – 6:00pm
  • SCOTIABANK  – Centro Comercial Trejos Montealegre – Phone 2289-4543
    Opening Hours:  Mon. – Fri. 9:00 am – 5:00 pm and Sat. 9:00am – 1:00pm
  • SERVIMAS Mas x Menos Escazu  (pay utilities)
    Opening Hours:  Mon. – Sat. 8:00am – 8:00pm. and Sun. 9:00am – 5:00pm

ESCAZU DOWNTOWN

  • BANCO DE COSTA RICA – 125 mts east of Escazu City Hall – phone 2288-3902     Opening Hours:  Mon. – Thurs. 9:00 am – 4:00 pm
  • BANCO NACIONAL DE COSTA RICA – West side Escazu park – phone 2228-0009
    Opening Hours: Mon. – Fri. 8:30am – 3:45pm
  • BANCO POPULAR – 200 east of the post office – Phone 2289-4033
    Opening Hours: Mon. – Sat. 8:45am – 4:30pm

Costa Rica Banks

LAURELES / PACO

  • BANCO BAC SAN JOSÉ –  Across from Centro Commercial Paco – Phone 2228-7414
    Opening Hours: Mon. – Fri. 9:00 am – 6:00 pm and Sat. 9:00am – 1:00pm
  • BANCO IMPROSA – Centro Commercial Plaza Obelisco – Phone 2288-3011
    Opening Hours:  Mon. – Fri. 9:00am-6:00pm
  • BANCO SCOTIABANK – Centro Commercial Plaza Laureles – Phone 2289-7051
    Opening Hours:  Mon. – Fri. 9:00 am – 5:00 pm and Sat. 9:00am – 1:00pm

MULTIPLAZA

  • BANCO DE COSTA RICA – Multiplaza – Phone 2201-6017
    Opening Hours:  Mon. – Sun. 11:00am – 6:00pm
  • BANCO BAC SAN JOSE  (RAPIBANCO) –  Multiplaza
    Opening Hours:  Mon. – Fri. 11:00am – 8:00pm – Sat. 11:00 am – 7:00 pm and Sun. 11:00am – 6:00pm
  • BANCO NACIONAL DE COSTA RICA – Multiplaza – Phone 2201-5029 / 2201-5031
    Opening Hours: Mon.-Sat. 10:00-7:00pm
  • CITIBANK – Plaza Roble across from Multiplaza – Phone 2201-0800
    Opening Hours: Mon. – Fri. 8:00am – 5:00pm
  • SCOTIABANK – Multiplaza –  Phone 2201-6100
    Opening Hours:   Mon. – Fri. 10:00am – 6:00pm and Sat. 11:00am-4:00pm

ESCAZU HIGHWAY

  • BANCO BAC SAN JOSÉ –  Across from Hospital Cima
    Opening Hours:  Mon. – Fri. 9:00 am – 6:00 pm and Sat. 9:00am – 1:00pm
  • BANCO DE COSTA RICA Hospital CIMA Phone 2208-1680
    Opening Hours: Mon.-Fri. 9:00am-4:00pm
  • BANCO GENERAL – by the Building El Cedral, Trejos Montealegre – Phone 2588-4600
    Opening Hours: Mon. – Fri. 9:00am – 6:30pm and Sat. 9:00am – 12:30 pm
  • BANCO NACIONAL DE COSTA RICA – Inside EPA, Teléfono 2228-2212
    Opening Hours: Mon. – Sun.  8:00am – 7:00pm
  • BANCO PROMERICA – Building El Cedral, Trejos Montealegre – Phone 2505-7000
    Opening Hours: Mon. – Fri. 8:00am – 6:00pm and Sat. 9:00am-12:00pm
  • BANCO PROMERICA – Office Depot – Phone 2228-4600
    Opening Hours: Mon. – Fri. 9:00am – 8:30pm and Sat./Sun. 10:00am—7:00pm

Costa Rica Banks

AUTO BANKING ESCAZU

  • BANCO BAC SAN JOSÉ –  Across from Hospital Cima
    Opening Hours: Mon. – Fri. 9:00 am – 6:00 pm and Sat. 9:00am – 1:00pm
  • BANCO NACIONAL DE COSTA RICA – across from Urgelles & Penon –  Phone 2289-2618
    Opening Hours: Mon. – Fri. 9:00 am – 4:30 pm.
  • BANCO NACIONAL DE COSTA RICA –West side Escazu Park – Phone 2228-0009
    Opening Hours: Mon. – Fri. 9:00 am – 4:30 pm.

SANTA ANA DOWNTOWN

  • BANCO DE COSTA RICA – from Northside Santa Ana church 100 west – Phone 2282-7273
    Opening Hours:  Mon. – Fri. 9:00am – 4:00pm
  • BANCO NACIONAL DE COSTA RICA – Northside Santa Ana church – Phone 2282-2479
    Opening Hours: Mon. – Fri. 8:30am – 3:45pm.
  • BANCO POPULAR   – Southside Santa Ana church – Phone 2203-7997
    Opening Hours: Mon. – Fri. 8:45am – 4:30pm.
  • SERVIMAS Pali – Santa Ana
    Opening Hours: Mon. – Sat. 8:00am – 8:00pm.  and Sun. 9:00am – 5:00pm.

SANTA ANA FORUM / LINDORA

  • BANCO  BAC SAN JOSÉ – Centro Commercial Vistanas del Este (next to Automercado) – Phone 2203-6423
    Opening Hours: Mon. – Fri. 9:00 am – 6:00 pm and Sat. 9:00am – 1:00am
  • BANCO  BAC SAN JOSÉ (RAPIBANCO) – Automercado Lindora –
    Opening Hours: Mon. – Fri 11:00am – 8:00pm. and Sat 11:00am  – 7:00pm, Sun. 11:00am – 6:00pm•
  • BANCO DE COSTA RICA – Vistana del Oeste Mall on Lindora Road – Phone 2203-8059
    Opening Hours: Mon. – Fri. 10:00am – 8:00pm, and Sat./Sun. 10:00am – 7:00pm
  • BANCO NACIONAL DE COSTA RICA – next to Mc Donalds on Lindora Road – Phone 2203-1409
    Opening Hours: Mon. – Fri. 8:30am – 3:45pm.
  • SCOTIABANK – Forum I – Phone 2204-7800
    Opening Hours: Mon. – Fri. 9:00am – 6:00pm
  • SCOTIABANK – Centro Commercial  Lindora
    Opening Hours: Mon. – Fri. 9:00 am – 6 pm and Sat. 9:00am – 1:00pm

Costa Rica Banks

AUTO BANKING SANTA ANA

  • BANCO  BAC SAN JOSÉ – Centro Commercial Vistanas del Este (next to Automercado) – Phone 2203-6423
    Opening Hours: Mon. – Fri. 9:00 am – 6:00 pm and Sat. 9:00am – 1:00am.
  • BANCO NACIONAL DE COSTA RICA – Lindora Road, next to Mc Donalds – Phone 2203-1409
    Opening Hours: Mon. – Fri. 8:30am – 3:45pm.

OTHER AREAS

  • BANCO CATHAY –  Downtown Pavas, Centro Comercial Rohrmoser – Phone 2290-9656
    Opening Hours: Mon. – Fri. 9:00am – 5:30pm and Sat. 9:00am -1:00pm.
  • WESTERN UNION  ESCAZU in Servimas Mas X Menos and Servimas Pali
  • WESTERN UNION SANTA ANA in Servimas Mas X Menos and Servimas Pali

BANKS WEBSITES:

We give this type of information about Costa Rica Banks as a service to our clients. We hope the info is helpful.

Interested in buying or renting property in Costa Rica? Then contact the experts now.


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Ivo Henfling

Your West-side of San Jose real estate agent, covering Escazu and Santa Ana, Rohrmoser and Ciudad Colon. If you are looking to buy a home in Costa Rica or invest in a condo anywhere in the Central Valley or looking for any property for sale in Escazu or Santa Ana, you need to contact Costa Rica real estate agent Ivo Henfling. Ivo has been selling Costa Rica real estate on the westside of San Jose, in the locations of Rohrmoser, Sabana, Escazu, Santa Ana and Ciudad Colon for over 20 years and can show you hundreds of happy buyers of real estate in Escazu and those other areas. For Ivo, a deal is not a good one unless both buyer and seller are happy.

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