author Call Us: +506 2289 5125

Compare Listings

Unsecured Personal Loan for US Expats up to $300,000

Unsecured Personal Loan for US Expats upUnheard of in Costa Rica: Now, US Expats can get an unsecured personal loan up to $300,000

How long does it take to apply? Just a few minutes! The initial request to get prequalified takes about two minutes to complete. Then, you will receive a call from our agent within 24 hours. Completing the rest of your application requires answering the verification questions with our agent and supplying the necessary documentation.

Upon approval, funds will be wired directly to the bank account of your choice

Rather than serving as a direct lender, we pair your loan application with a network of lenders who can review your request for an unsecured personal loan and decide whether or not to send you an offer.

The terms of the lender depend on your credit score. An unsecured personal loan can be used for

·         Buying property in Costa Rica (Unless you have access to a mortgage)

·         Bridge loans

·         Car purchase

·         Business start-ups

·         Loan or debt consolidation

What do we offer?

·         Loans up to $300,000, minimum of $10,000

·         Fixed interest rates from 8 – 25%, depending on your creditworthiness

·         No up-front fees

·         Loan terms from 3 – 7 years with no pre-payment penalty

·         Business credit lines available with at least 1yr in business (up to 1 million)

·         Credit approval within 24 hours, once documents are received

·         No prepayment penalties

·         Only for US citizens and residents with a verifiable FICO score

What do we require?

·         Minimum FICO of 640

·         Minimum 4 tradelines (credit cards, installment on loans (auto, home etc))

·         No more than 2 derogatories on credit report and NO bankruptcies

·         Minimum Income of at least $40,000 a year

·         Self-employed need to show 2 years of tax returns and must have a profit

Your unsecured personal loan qualification is based on the information you provide in your application. The lender will use your income, employment history, credit history, and credit score to determine your eligibility.

Loan Application Form
  • enter US dollars amount (numbers only)


Do you have a question during the unsecured personal loan application process? Then call our CR number 8596-3287 or US # 954-603-7868. Or you can send us any questions through our contact form.

Credit is subject to approval. Terms and conditions apply. This is not a commitment to lend. All approvals are subject to underwriting guidelines. Programs, rates, terms, and conditions are subject to change without notice. Restrictions may apply.

Disclaimer: Costa Rica Mortgage Solutions does its best to maintain accurate and updated information. However, our web content may be different than the information you will receive from a financial institution or service provider. We do not offer warranties for any products linked from this site. Before you choose any financial product, read all the information from the financial service provider, including terms and conditions. COSTA RICA MORTGAGE SOLUTION is not a financial organization. We are a marketing company supplying mortgage originations in Costa Rica for international financial institutions.

Facebook Comments

Ivo Henfling

Your West-side of San Jose real estate agent, covering Escazu and Santa Ana, Rohrmoser and Ciudad Colon. If you are looking to buy a home in Costa Rica or invest in a condo anywhere in the Central Valley or looking for any property for sale in Escazu or Santa Ana, you need to contact Costa Rica real estate agent Ivo Henfling. Ivo has been selling Costa Rica real estate on the westside of San Jose, in the locations of Rohrmoser, Sabana, Escazu, Santa Ana and Ciudad Colon for over 20 years and can show you hundreds of happy buyers of real estate in Escazu and those other areas. For Ivo, a deal is not a good one unless both buyer and seller are happy.

    Related posts

    23 Mind-Blowing Property Views That Will Leave You Stunned

    When you buy a house in Costa Rica and you love views, you want the property views to be perfect....

    Continue reading
    Ivo Henfling
    by Ivo Henfling

    Top 10 Costa Rica real estate blogs 2019

    Are you curious about learning which Costa Rica real estate blogs 2019 are the most popular? Financing, taxes, security, and addresses (not having them) are the topics that score high every year. We published a total of 92 Costa Rica real estate blogs 2019. As usual, I try to make them informative for our readership.

    Continue reading
    Ivo Henfling
    by Ivo Henfling

    Where to buy vacation rental property in Costa Rica in 7 steps

    If you’re just starting your due diligence on where to buy vacation rental property in Costa...

    Continue reading
    Ivo Henfling
    by Ivo Henfling

    Join The Discussion

    This site uses Akismet to reduce spam. Learn how your comment data is processed.