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Real Estate FAQ | Can I get a VA loan to buy property in Costa Rica?

Real Estate FAQ | Can I get a VA loan to buy property in Costa Rica?Visitors on our website often ask if they can get a VA loan to buy property in Costa Rica. U.S. veterans seem to be attracted to living in Costa Rica quite often.

Costa Rica is another country and doesn’t belong to the United States. It doesn’t belong to the US territories either. The VA doesn’t allow veteran mortgages outside the US.

Therefore, buying a property in Costa Rica with a VA loan is NOT an option for you.

Where can you purchase?

U.S. Territories and Possessions, where you are able to apply for a VA loan to buy property, are Puerto Rico, Virgin Islands, American Samoa, Guam and the Northern Mariana Islands. These do NOT include Costa Rica.

Not familiar with VA loans? A VA loan is a home-mortgage option only available to United States Veterans, Service members and not remarried spouses. The VA loans are only issued by qualified lenders and guaranteed by the U.S. Department of Veterans Affairs.

Of course, United States Veterans can live in Costa Rica, receive their pension or disability check and have other advantages. Check here for more information.

In any case, if you are interested in making a foreign home purchase with a VA loan, contact a regional loan center for more information.

If they approve your loan to buy property in Costa Rica, it will be a real pleasure to assist you in your purchase.

Can you make a good downpayment on a property from your savings? Then owner financing might be another good option for you. Contact us now.


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Ivo Henfling

Your West-side of San Jose real estate agent, covering Escazu and Santa Ana, Rohrmoser and Ciudad Colon.If you are looking to buy a home in Costa Rica or invest in a condo anywhere in the Central Valley or looking for any property for sale in Escazu or Santa Ana, you need to contact Costa Rica real estate agent Ivo Henfling. Ivo has been selling Costa Rica real estate on the westside of San Jose, in the locations of Rohrmoser, Sabana, Escazu, Santa Ana and Ciudad Colon for over 20 years and can show you hundreds of happy buyers of real estate in Escazu and those other areas. For Ivo, a deal is not a good one unless both buyer and seller are happy.

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