International Healthcare insurances accepted in Costa Rica
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The private hospitals in Costa Rica accept quite a few international healthcare insurances. Are you planning to move to Costa Rica or retire in Costa Rica? Part of your due diligence is to find out if the health insurance you carry is accepted or not.
You will find that your Medicare cannot be used in Costa Rica. Therefore, you need to find other options. Hence this article, so you are fully informed before you take any important steps.
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If you want to live in Costa Rica as a legal resident, you will be obliged to get registered in the Costa Rican Department of Social Security or CAJA. You also have the option to get local health insurance called INS Medical. There is also the Medismart medical discount program that you can have a look at.
However, Costa Rica has many private clinics and 3 large private hospitals; each one has different rules and regulations on the acceptance of your international insurance. Therefore, you need to do your homework.
Travel Health Insurance
If you are just planning to travel to Costa Rica and looking for travel health insurance, you have a tremendously wide range of options. You’ll have to do your homework on the cost of each one of them yourself though.
The CIMA Hospital
To process the bills with your international healthcare insurances, Hospital CIMA has two main requirements:
- Guarantee of payment letter where the international healthcare insurances state their commitment in paying the services required for the patient and the benefits of the plan (authorized procedure or treatment, coverage, deductible, authorized maximum amount, days of admission, etc.)
- To complete the Financial Responsibility Form that the Customer Service Representative will deliver to the patient at admission. In addition, the hospital, as a courtesy, will bill the insurance company directly; however, this doesn’t relieve the patient from his financial responsibility for the services received.
In addition, it’s important to have the following documentation handy at admission:
- Insurance ID Card
Personal ID (Country ID, Passport, Driver’s License, etc)
- In the case of Travel Insurance, it is necessary to show a copy of the passport where the date of departure from the country of residence and the date of arrival to Costa Rica are shown. Any other documentation related to the insurance policy.
- In case of pre-scheduled surgery or treatment, the patient must start the preauthorization process 72 hours prior to the admission date.
- In the case of Maternity, the patient must start the preauthorization process at least 1 month prior to the probable date of delivery.
Also, international healthcare insurances are accepted for emergencies, admissions, surgeries, or high-cost diagnostic tests. Furthermore, call The CIMA Hospital information desk (506) 2208-1000 for any additional information. Also, you can email firstname.lastname@example.org
The CIMA hospital accepts International Insurance from the following international healthcare insurances:
The Clinica Biblica Hospital
The Clinica Biblica has affiliations with several US hospitals:
Mount Sinai Medical Center, Florida, USA
Tulane Medical Center, New Orleans, USA
Oschner Clinic, New Orleans, USA
The Clinica Biblica Hospital accepts International Insurance from the following international healthcare insurances:
Furthermore, call the Clinica Biblica Hospital information desk (506) 2522-1000 for any additional information on accepted international healthcare insurance. Also, you can email them to email@example.com.
Hospital La Católica
The Hospital La Católica does not offer any information on accepted international healthcare insurances. Therefore, call the hospital at (506) 2246-3147. Also, you can email firstname.lastname@example.org for information.
In conclusion, if you want good and affordable healthcare, make the effort to do your homework.
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