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International Healthcare insurances accepted in Costa Rica

Estimated Reading Time: 6 Minutes

International Healthcare insurances accepted in Costa Rica

The private hospitals in Costa Rica accept quite a few international healthcare insurances. Are you planning to move to Costa Rica or retire in Costa Rica? Part of your due diligence is to find out if the health insurance you carry is accepted or not.

You will find that your Medicare cannot be used in Costa Rica. Therefore, you need to find other options. Hence this article, so you are fully informed before you take any important steps.

Through our weekly blogs, we try to keep you updated not only on the properties in Costa Rica we have for sale but as well on everything that is part of your due diligence process. Feel free to check back on our hundreds of blogs about moving to Costa Rica, Costa Rica living and Costa Rica real estate topics.

If you want to live in Costa Rica as a legal resident, you will be obliged to get registered in the Costa Rican Department of Social Security or CAJA. You also have the option to get local health insurance called INS Medical.  There is also the Medismart medical discount program that you can have a look at.

However, Costa Rica has many International Healthcare insurances accepted in Costa Rica private clinics and 3 large private hospitals; each one has different rules and regulations on the acceptance of your international insurance. Therefore, you need to do your homework.

Travel Health Insurance

If you are just planning to travel to Costa Rica and looking for travel health insurance, you have a tremendously wide range of options. You’ll have to do your homework on the cost of each one of them yourself though.

The CIMA Hospital

To process the bills with your international healthcare insurances, Hospital CIMA has two main requirements:

  1. Guarantee of payment letter where the international healthcare insurances state their commitment in paying the services required for the patient and the benefits of the plan (authorized procedure or treatment, coverage, deductible, authorized maximum amount, days of admission, etc.)
  2. To complete the Financial Responsibility Form that the Customer Service Representative will deliver to the patient at admission. In addition, the hospital, as a courtesy, will bill the insurance company directly; however, this doesn’t relieve the patient from his financial responsibility for the services received.


In addition, it’s important to have the following documentation handy at admission:

  1. Insurance ID Card
    Personal ID (Country ID, Passport, Driver’s License, etc)
  2. In the case of Travel Insurance, it is necessary to show a copy of the passport where the date of departure from the country of residence and the date of arrival to Costa Rica are shown. Any other documentation related to the insurance policy.
  3. In case of pre-scheduled surgery or treatment, the patient must start the preauthorization process 72 hours prior to the admission date.
  4. In the case of Maternity, the patient must start the preauthorization process at least 1 month prior to the probable date of delivery.

Also, international healthcare insurances are accepted for emergencies, admissions, surgeries, or high-cost diagnostic tests. Furthermore,  call The CIMA Hospital information desk (506) 2208-1000 for any additional information.  Also, you can email

Accepted Insurance

The CIMA hospital accepts International Insurance from the following international healthcare insurances:

  • AAUG
  • AIG
  • Allianz Access America Global Assistance
  • ANWB
  • Aseguradora Mundial
  • ASSA Compañia de Seguros
  • AXA Assistance
  • Best Doctors
  • Blue Cross Blue Shield Association
  • BMI Companies
  • Cigna
  • Claria Life and Health Insurance
  • Danmark – IHI – BUPA
  • Eurocenter S.A.
  • Eurocross Assistance
  • Europ Assistance
  • Europea Travel Insurance
  • Foreign Medical Program (FMP), United States Department of Veteran Affairs
  • Generali Group
  • Global Benefits Group
  • Global Excel
  • Guardian Life
  • Hallesche Privat Krankenversicherung
  • Harel Insurance
  • International Medical Group (IMG)
  •  International SOS
  • Mapfre
  • MetLife Alico
  • Mondial Assistance
  • Morgan White Group
  • Pan American Life Insurance Group
  • RBC Insurance
  • Sanus Health Corporation
  • Seven Corners
  • Turrien en Co Assuradeuren
  • Vanbreda International

The Clinica Biblica Hospital

International Healthcare insurances accepted in Costa Rica

The Clinica Biblica has affiliations with several US hospitals:

    Mount Sinai Medical Center, Florida, USA

    Tulane Medical Center, New Orleans, USA

    Oschner Clinic, New Orleans, USA

Accepted Insurance

The Clinica Biblica Hospital accepts International Insurance from the following international healthcare insurances:

  • A I G
  •  AA for the road Global
  • AEA International
  • AETNA Global Benefits Global
  • Allianz Global
  • Assured Assistance INC USA
  • AXA Assistance
  • Best Doctors Global
  • Bupa / Amedex Latinoamérica
  • Canassistance
  • Carnival
  • CEGA Europa
  • Chartis El Salvador
  • Cigna International Global
  • Cultural Insurance Services International United States
  • Eurocross International
  • Europ Assistance Global
  • Europea de Seguros
  • First Assist
  • Global Medical Management Las Americas
  • Global Response
  • GMC Services
  • Gouda
  • HTH Worldwide Insurance Services Global
  • IHI Danmark
  • Intermutuelles
  • International Medical Group – IMG Global
  • International SOS
  • Investment Manager – Hospitalizaciones
  • Mapfre
  • Medex
  • Medicall
  • MetLife Global
  • Mondial Assistance / Bluecross Blueshield Global
  • Morgan White Global
  • On Call International
  • Orag Service GMBH
  • Raleigh International
  • Sanitas – Europ Assistance
  • Seguro Occidente – Hospitalizacion
  • Seven Corners
  • Specialty Assistance
  • Travel Guard
  • Travelers Insurance
  • Universal Assistance
  • Vanbreda Global
  • Worldwide Assistance Services, INC / Europ Assistance
  • WTP Assist Canada

Furthermore, call the Clinica Biblica Hospital information desk (506) 2522-1000 for any additional information on accepted international healthcare insurance. Also, you can email them to

Hospital La Católica

The Hospital La Católica does not offer any information on accepted international healthcare insurances. Therefore, call the hospital at (506) 2246-3147. Also, you can email for information.

In conclusion, if you want good and affordable healthcare, make the effort to do your homework.

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Ivo Henfling

Your West-side of San Jose real estate agent, covering Escazu and Santa Ana, Rohrmoser and Ciudad Colon. If you are looking to buy a home in Costa Rica or invest in a condo anywhere in the Central Valley or looking for any property for sale in Escazu or Santa Ana, you need to contact Costa Rica real estate agent Ivo Henfling. Ivo has been selling Costa Rica real estate on the westside of San Jose, in the locations of Rohrmoser, Sabana, Escazu, Santa Ana and Ciudad Colon for over 20 years and can show you hundreds of happy buyers of real estate in Escazu and those other areas. For Ivo, a deal is not a good one unless both buyer and seller are happy.

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